And where does this machine come from? Is it in your home, on your computer? Who pays for it?

It is a small hand held device, provided FREE of charge by the bank, more or less every household in the UK that has a bank account now has one, or more than one if they have accounts at different banks.

Paypal only confirms addresses in UK, USA, Canada, although other countries can verify their accounts, they just can't confirm their addresses , see below from Paypoooooo today by email

"We use automated verification methods supplied by credit card issuers or third party vendors to confirm the addresses of our customers. These verification methods are not supplied by all card issuers and as such are currently only available to customers in the U.S., U.K., and Canada. Most addresses outside of the U.S., U.K. and Canada aren’t able to be confirmed.

Sellers can use the presence of a confirmed address to determine risk when considering transactions where Seller Protection may be unavailable. Your seller can contact us to find out about their eligibility for Seller Protection.

We suggest you contact your seller and explain that you are not able to confirm your address."

To Viv, viva you!!!..u. r right on. (Yr Post Friday 12:06 PM refers)First point: Here in Holland PayPal indeed doesnot get verified at some friends of mine. I myself became member of them, several months ago. My bank-account was debited for 2 small amounts to verify it. This took place, an email came back that I was a welcome verified member. So I was approved and after happily making a first transaction I was blocked immediately as a client, to my chagrin. The reason: I became a suspect client as " my bankaccount was not verified as being mine" . They did take my few pennies and dimes though ( huh?). Whom { correct English?} was I paying? CoffeeCup in the U.S.A.! An email from PP stated this " accusation" and I had to fax ( brrrr) them the pages of my Bank-account showing the name, address, debits and then email them this also. Then I wanted to log a complaint about the verification directly with support of PP. What was the reaction from their side? - There is no issue, can not log your complaint as there are no transactions completed. I called my Bank, Customerservice stated sorry the problem is with the PP-people. Farewell PP- service and keep the change. Second point: many months ago I did request CC also for the specific payment mode you mention: Bank-transfer based on an Invoice. The payment mode, transfers, you describe by means of the combination a PIN code / Security code; the first known to the owner / bearer, the second generated either from a mailed list/a mobile txt-ed code or using an electronic reader which generates a single or double password [2 x 5 digits usually] is utilized here in Holland by all major banks. This service is not for a credit-card I am using (have none) but a debit-card from ny bank. Next to PayPal there are several Billing Companys here. As a user I can mention one of these services I am very content with: iDEAL. Will ask iDEAL soon if they will be sailing over to America....

Thank you Garfy :: thats the clarification i needed

By the way i am in UK not USA

This is as i suspected, paying from Netherlands if you have money in your account by DEBIT card can be done easily via telegraphic transfer (direct bank payment)

But for those wishing to use a CREDIT card there is no easy way to pay, and have a confirmed address.

I think in this instance the Netherlands have got it RIGHT & possibly the rest of the world have got it wrong including UK.

If you need to buy on CREDIT they have made it more difficult.

Good news one of my two clients has managed to pay from their debit card, got payment this morning.