I'm brand new to Coffee Cup and a total newbie with website creation. HTML code gives me hives.

I'm just starting my first website and I already have a few questions. I've purchased the Website Starter Pack and I'm using the Visual Site Designer.
A few questions:
1) I want to make sure that I get things organized from the start so that I'm not having to move files around later. I could have sworn that I saw there was some kind of software or something to help keep all my files organized. I did a search on "website organize" and found an article on "Working With Website Projects" with step by step instructions. Awesome!! But what the hell IS Website Projects? Is it software? Is it something additional I need to buy? Is it included in something? Can you help me find this thing???
2) In Visual Site Designer I've chosen the advanced text option. I get a very excited pop up message saying that I can now do all these fantastic things with my text. But... how the hell do I do it???? Where is the toolbar for Text? When I click on Text on the far left it just says that I can create text anywhere. Ugh.
Any help would be greatly appreciated.
Gwen