I want to add a table where visitors can take a test and enter scores that are tabulated at the bottom. Is there a coffee cup program that can do this? Or is there a way to insert and xcell table??

You can link to an Excel sheet and it can be opened or saved. And you may prepare it with the necessary calculations, so that the user only has to fill in whatever details that are asked. But then you need to use the Form Builder to make a form with a possibility to submit the filled-in spread sheet. You can have it going to a database, but to pull out information and display it, you need a bit of php.

Thanks,
also, enjoyed "Max Manus" the other day, was surprised how many word of Norwegian had similarities to English, or visa versa

I haven't even seen that film yet...