It relies on using the correct tags for the container divs but figure is already available and I just used section for the other. To do that I had to edit the effect.css file. I also had to edit the hover.min file to remove default blue colors so I could set my own within Bootstrap Builder. So be forewarned, there are mods to the files required to work.
This plugin does allow me to easily place a single effect on the top container, and then design away. When you are looking at the card you will be looking at the bottom layer first. I am not sure if this is a setting or something but I usually just set the position view to none and work on the top, then reset view to block again.
There is a paid version also which adds effects and delays to the inner revealed container elements. But for now....this works.